Tuesday, Jan 06, 2026 17:01:27
Mumbai, 6th January 2026: IDFC FIRST Bank today announced the launch of Zero-Forex Diamond Reserve Credit Card, a premium travel and lifestyle offering primarily for affluent global travellers who would like to get a proposition of Zero Forex Markup, travel lounges, accelerated travel rewards and lifestyle privileges.
The key travel and lifestyle features of the Diamond Reserve Credit card are:
- 0% forex markup on all international spends.
- Earn up to 60 Reward Points for every ₹150 spent on hotel bookings via the app. With each Reward Point valued at ₹0.25, that’s ₹15 back on every ₹150 spent—an effective 10% value back on hotel stays.
- Earn up to 40 Reward Points for every ₹150 spent on flight bookings via the app. That’s ₹10 back on every ₹150 spent—an effective 6.6% value back on flight bookings.
- Earn up to 10 Reward Points for every ₹150 spent on monthly spends. With each Reward Point valued at ₹0.25, that’s ₹2.5 back on every ₹150 spent—an effective 1.66% value back.
- 2 domestic lounge visits and 2 international lounge visits per quarter
- Up to 2 complimentary golf rounds or lessons per month
- One Complimentary Meet and Greet Airport service on annual spends of USD 1,000
- Buy-One-Get-One movie ticket every month
- ITC Hotels: Book 2 nights and get the 3rd night free
- Free trip cancellation cover of Rs. 25000
- Insurance cover for lost baggage, delayed flights, Air Accident cover of Rs. 1 crore, Personal accident cover of Rs. 10 lakhs
Other Special Unique features of IDFC FIRST Credit Cards continue to apply as follows:
- Dynamic interest rates starting at 8.5% p.a., among the lowest in the category
- 0% Interest on ATM Cash withdrawal globally till payment due date. Nominal fee ₹199 per withdrawal.
- No expiry of reward points- Lifetime validity.
- Freedom to redeem Reward Points across any e-commerce or online purchase.
- Unlimited earning — no caps or artificial limits on reward point accrual
- Up to 10X rewards points on Credit Card spends above Rs. 20,000 per billing cycle
- Fuel surcharge waiver at select fuel stations
Priced at ₹3,000 + GST, the Diamond Reserve Credit Card delivers a compelling premium proposition with an annual fee waiver at ₹6 lakh annual spends, making it effectively free from the second year onwards.
Shirish Bhandari, Head – Credit Cards, FASTag & Loyalty, IDFC FIRST Bank, said: Diamond Reserve is an ideal choice for customers with significant international travel exposure, who want a premium card that works seamlessly both overseas and in India. With zero forex mark-up, a strong travel-led rewards proposition, and an annual fee waiver at ₹6 lakh spends, it becomes a natural companion and the primary card for global travel and lifestyle.
How to apply: The Diamond Reserve Credit Card is now available for eligible customers and can be applied for digitally via the IDFC FIRST Bank website or mobile app.
