New Delhi, September 9, 2025. In an effort to curb financial fraud and enhance financial literacy, a special programme ‘Arthsutra Samvad’ was organized at an educational institution in Delhi–NCR. This initiative is being conducted under the Reserve Bank of India’s (RBI) campaign to enhance financial literacy and awareness, aiming to spread knowledge about financial discipline, online fraud prevention, and good money management practices. The core purpose is to simplify personal finance so that people can take well-informed decisions with confidence and clarity.
India’s largest private sector Non-Banking Financial Company (NBFC), Bajaj Finance Limited, organized the event in which students enthusiastically participated. Addressing the students, Dr. Pranay Kumar, ACP of Badli, said that nowadays criminals mostly misuse Aadhaar cards for fraud. When people submit their Aadhaar for hotel check-ins or photocopies, it may reach fraudsters, and since Aadhaar is linked to bank accounts, criminals can access sensitive financial details. He advised not to give Aadhaar card copies to anyone, and instead use a driving license or voter ID when needed.
The police officer stressed the importance of awareness against financial fraud and said that everyone must remember the helpline number 1930, and immediately register a complaint in case of any cyber fraud. He also informed students about digital arrest scams and fake investment groups circulating on WhatsApp.
Dr. Sukhdeep Singh, Professor at the Institute of Economic Growth, Delhi, emphasized that financial literacy is essential for everyone, especially for rural communities and young professionals. It helps people manage savings, loans, and expenses wisely while protecting them from fraud. He added, “Spend on current needs, but saving for the future is crucial. Girls, in particular, must acquire saving skills.” Effective literacy programs not only empower individuals to build wealth but also contribute to the nation’s overall economic growth.
Through workshops, interactive sessions, and community discussions, the ‘Arthsutra Samvad’ program covers topics such as the importance of savings, financial security during emergencies, responsible borrowing, and protection from common frauds—both online and offline. In addition, participants are guided to adopt financial discipline and develop the mental resilience required to face life’s economic challenges.
